One-third of investors allocated over €10,000 on P2P platforms in 2018

Recently, the European P2P investment platform Robo.cash conducted a survey among P2P investors. According to its results, the popularity of P2P investments is on the rise: 69% of the respondents started investing over the last two years, and 35% of investors allocated more than €10,000 on P2P lending platforms in 2018.

Compared to a similar survey conducted by Robo.cash in 2017, the age group of P2P investors hasn’t changed significantly: the majority of them (52%) still belong to the generation of Millenials (23-38 years old). The typical P2P investor is well-educated: 37% of respondents hold a Master’s degree or higher, and 26% have a Bachelor’s degree. 9% of respondents mentioned that finance had been their major at the university.
The majority of respondents belong to the working category: 75% of them work full time or part time, and 13% run business. At the same time, only 3% of investors mentioned career as a life priority. This can be explained by the fact that job is not the only source of income for investors. Thus, 28% named P2P investments a major source of additional income. Also, 47% rely on income from investments to secure enough money for retirement.
As shown by the survey, the preferred type of investments is consumer loans (35%). Regarding the loan duration, 51% of respondents prefer short-term loans, as they ensure a high turnover of investments, whereas only 10% chose long-term loans. Along with consumer loans, the respondents mostly invest in shares (25%), real estate (20%), SMEs (9%) and bonds (9%).
The findings of the survey prove the growing popularity of P2P investments over the last years: 69% of respondents started investing 2 years ago or less, while only 11% have been investing for more than 5 years. Besides, the majority of investors (35%) allocated more than €10,000 on P2P platforms in 2018. On the whole, respondents showed a positive attitude towards P2P investments: 80% of them think about increasing the volume of investments on P2P platforms in the next few years.
The survey was launched by Robo.cash at the beginning of February and lasted for 3 weeks. In total, it involved over 350 people from 28 countries with different background and investing experience.

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ROBO.CASH is a fully automated P2P-platform with a buyback guarantee on investments operating within the European Union and Switzerland. The investment platform is a part of a financial holding Robocash Group uniting non-bank lending companies in Spain (Prestamer.es), Russia (Zaymer.ru, RoboCredit.ru), Kazakhstan (Zaimer.kz, Z-Finance, TezCredit.kz), the Philippines (Robocash.ph), Indonesia (Robocash.id), Vietnam (Robocash.vn) and India (Robocash.in). The group is specialized in alternative consumer lending. For the time of its work, the group has issued more than 4 million loans. The staff number is over 1,300 employees. The financial group has been developing in the market since 2013.

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SIA Robocash
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Presscontact:
Alyona Sedova
Public Relations Manager
a.sedova@robo.cash
+371 67 660 860

This release was published on openPR.