At TOKEN2049 Dubai, OpenPayd Underscores the Role of Embedded Finance in Crypto's Evolution

TOKEN2049 returned to Dubai with a record turnout, attracting the crypto industry's most dynamic players to explore the next frontier of Web3, blockchain, and decentralised infrastructure. Held at Madinat Jumeirah, the event brought together thousands of founders, developers, investors, and institutions for two days of insight, networking, and product showcases.
With sessions covering DeFi's regulatory future, zero-knowledge scaling solutions, tokenisation of real-world assets, and embedded financial experiences, the event made it clear: crypto's focus is shifting toward infrastructure that can support real-world adoption. For financial and payments platforms, this presented an opportunity to contribute to critical conversations around scalability, compliance, and user access.

OpenPayd Participates in the Infrastructure Dialogue
OpenPayd joined TOKEN2049 to meet with platforms exploring how fiat and crypto can better coexist. As a provider of embedded finance and Banking-as-a-Service (BaaS) infrastructure, OpenPayd has become increasingly involved in supporting crypto-native businesses looking for robust, compliant payment capabilities.

Through discussions with exchanges, stablecoin platforms, and DeFi teams, the OpenPayd team explored how virtual IBANs, real-time FX, and domestic payout options are enabling smoother fund flows for digital asset companies. These capabilities are particularly valuable to platforms operating internationally, where settlement times and banking infrastructure gaps can hinder growth.
With over 750 enterprise clients and €130 billion in annual transaction volume, OpenPayd supports a wide range of digital platforms in embedding financial services directly into their user journeys.

OpenPayd Founder Dr Ozan Ozerk on the Shifting Priorities of the Digital Asset Sector
OpenPayd founder Dr Ozan Ozerk attended TOKEN2049 Dubai to engage with innovators at the intersection of finance and blockchain. Reflecting on the event, he noted a clear evolution in the industry's mindset. "There's a growing recognition that infrastructure is no longer a secondary concern-it's central to everything," Ozerk said. "From fiat settlement to compliance tooling, the platforms gaining traction are those that treat operational infrastructure as a core product." He also highlighted the importance of adaptability: "In a space moving this fast, modularity and regulatory clarity matter more than ever. It's not just about what you build, but how easily it integrates and scales."

Bridging the Fiat-Crypto Divide
One of the key takeaways from TOKEN2049 was the continued friction involved in bridging fiat and crypto ecosystems. On-ramps and off-ramps remain fragmented, with varying levels of regulatory oversight and operational complexity. OpenPayd's offering - a single API giving access to payments, FX, account issuance, and Open Banking - is designed to streamline this process for platforms seeking reliability and scalability.
Rather than building in-house financial infrastructure, crypto businesses can use OpenPayd's modular tools to automate treasury functions, simplify fiat movement, and improve access to traditional payment rails. This infrastructure has become increasingly relevant as digital asset firms expand into new markets and encounter diverse compliance obligations.
TOKEN2049's strong focus on the "middleware" - the infrastructure layer connecting end-users with core financial services - provided a timely platform for OpenPayd to connect with like-minded builders in the space.

About OpenPayd
OpenPayd is a leading provider of embedded finance and Banking-as-a-Service (BaaS) infrastructure, enabling businesses to move and manage money globally through a universal financial platform. With a rails-agnostic approach, OpenPayd empowers companies to embed accounts, FX, international and domestic payments, Open Banking capabilities and more - all through a single, powerful API.

This seamless integration allows clients to expand internationally, enhance customer experiences, and automate financial operations end-to-end. Backed by a global network of regulatory licenses and best-in-class technology, OpenPayd is trusted by more than 750 enterprise clients and processes over €130 billion in transactions annually.

Media Contact
Company Name: OpenPayd
Contact Person: Michael Treacy
Email: michael.treacy@openpayd.com
Country: United Kingdom
Address: The Bower, 207-211 Old Street, London, England, EC1V 9NR, UK
Website: https://www.openpayd.com/

OpenPayd is a leading provider of embedded finance and Banking-as-a-Service (BaaS) infrastructure, enabling businesses to move and manage money globally through a universal financial platform. With a rails-agnostic approach, OpenPayd empowers companies to embed accounts, FX, international and domestic payments, Open Banking capabilities and more - all through a single, powerful API.

This release was published on openPR.